Attention small Business Owners!
You’ve Got a Business to Run. You don’t want any financial worries. We Get It. But if cash flow gaps are slowing your growth, limiting your inventory, or forcing you to delay jobs and opportunities, you’re not alone. Many businesses experience uneven cash flow, especially when waiting on customer payments while expenses continue to pile up. These gaps can make it difficult to operate at full capacity and prevent you from taking advantage of new opportunities when they arise.
At the same time, your financial obligations don’t pause. Payroll must be met, shelves need to be restocked, supplies and raw materials must be purchased, and marketing efforts require consistent investment to attract new customers. When cash isn’t readily available, even short-term delays can disrupt operations, strain your team, and impact your ability to deliver for your customers.
Now imagine having fast, reliable access to $25,000 to $250,000 or more in working capital—in as little as two working days. With the right funding in place, you can bridge cash flow gaps with confidence, maintain steady operations, and position your business for continued growth without interruption or missed opportunities.
Whether you’re in healthcare, retail, restaurants, transportation, or professional services, Metro Capital Now provides tailored financing solutions based on your business — not just your credit score.
Same-day approvals
Programs customized for your business type
Funding in as little as 24–48 hours
Industries We Serve
- Restaurants & Dining
- Healthcare & Medical Practices
- Retail & E-commerce
- Transportation & Logistics
- Professional Services
- Hospitality & Food Services
- Childcare Centers & Daycares
- Automotive Repair Shops & Mechanics
- and many more.
Financing Solutions
We offer a full suite of flexible funding options designed around your revenue and business model:
- Revenue-Based Business Loans – Access capital with repayments that adjust based on your monthly revenue — ideal for businesses with fluctuating cash flow.
- Merchant Cash Advances (MCA) – Receive a lump sum of capital in exchange for a percentage of your future sales. Fast approvals and minimal paperwork.
- Commercial Lines of Credit – A revolving credit line you can draw from anytime — only pay for what you use. Perfect for ongoing expenses and short-term needs.
- Invoice Factoring – Turn unpaid invoices into immediate cash by selling them to a funding partner. Great for improving cash flow without taking on debt.
- Purchase Order Financing – Get funding to fulfill large customer orders — we cover supplier costs so you can deliver and get paid without upfront strain.
- Equipment Leasing – Acquire the equipment your business needs with low upfront costs and manageable payments over time.
Why Metro Capital Now
When it comes to securing funding for your business, where you apply matters just as much as what you apply for. Traditional banks often rely on strict lending criteria, lengthy approval timelines, and limited flexibility—making it difficult for many small business owners to get the capital they need when they need it most. That’s where Metropolitan Capital Now offers a smarter, more strategic alternative.
As a commercial loan brokerage firm, we work with a wide network of trusted lenders, giving you access to a broad range of funding options through a single, streamlined application. Instead of being tied to one bank’s rigid requirements, we evaluate your unique business profile and match you with financing solutions that align with your goals, cash flow, and growth plans. This significantly increases your chances of approval while saving you valuable time and effort.
Our process is designed for speed, simplicity, and results. With faster approvals, minimal paperwork, and funding available in as little as two working days, you can move quickly to seize opportunities, cover expenses, and keep your operations running without disruption. Whether you need working capital, a line of credit, or a larger unsecured loan, we help you access the right funding—without the delays and limitations of traditional financing.
Most importantly, we act as your partner—not just a lender. Our team is focused on helping your business succeed by providing ongoing support, guidance, and access to capital as your needs evolve. With Metropolitan Capital Now, you’re not just applying for a loan—you’re gaining a resource dedicated to helping your business grow, scale, and thrive.
- Smart, Flexible Underwriting
- We evaluate your business based on real performance — not rigid formulas.
- Speed Without the Stress
- Simple application No endless paperwork.
- Real Human Support — Talk to funding specialists who understand your industry.
Simple Requirements
- 6+ months in business
- $10K+ monthly revenue
- All credit types considered
Requirements for Unsecured Revenue Loans/Merchant Cash Advances
- Terms or Estimated Terms (months): 4-18
- Min. Time in Business: Six (6) Months
- Min. Monthly Bank Balance: $10,000 – $50,000
- Min. Credit/FICO: 500
Requirements for Unsecured Lines of Credit
- Terms or Estimated Terms (months): 6, 9, 12
- Min. Time in Business (years): 2
- Min. Monthly Bank Balance: $10,000
- Min. Credit/FICO: 600
- Min. Financing Amount: $10,000
- Max. Financing Amount: $100,000
- Origination Fee: 4% Draw Fee
The Process
- Apply Online: Tell us about your business
- Get Matched: We align you with funding programs based on your revenue and needs
- Receive Offers: Review options with transparent terms
- Get Funded Fast: Funds hit your account in as little as 24 hours
Ready to get started? It all begins with a simple online application, which allows us to learn more about your small business. If we’re a fit and your business is fully approved, our team will work diligently to send over your business’s funds as quickly as possible. You can access our application page here.